$489,000
 $2,625 est/mo Sourced by Back At You

404 Bay Cove,Ridgeland, MS 39157

Ridgeland, MS 39157

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Description

Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style -- it comes with its own boat slip, giving you direct access to one of Mississippi's most sought-after waterfront lifestyles. Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation. Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones. The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy breakfast area perfect for quiet mornings or casual meals with friends. Just off the kitchen is a generously sized laundry room complete with abundant storage, sink, ice maker, and built-in ironing board. A convenient desk area nearby would also function beautifully as a private workspace or storm room. One of the most peaceful spaces in the home is the sunroom, offering relaxing views of the surrounding landscape. Begin your mornings with radiant sunrises and wind down to the soft glow of reservoir sunsets -- all within walking distance of the water. The main level offers three comfortable bedrooms designed for rest and retreat. The primary suite, privately situated at the back of the home, features a spacious ensuite bath with spa tub and twin walk-in closets. Two additional bedrooms share a well-appointed bath with dual vanities and generous closet space. Upstairs, you'll find a versatile fourth bedroom or bonus room complete with its own full bath -- making it the perfect private guest suite, home office, gym, or hobby space. The current owners have thoughtfully enhanced the home with: - New flooring - Quartz countertops - Updated lighting and fixtures - Tankless water heater - Electric car charging plug Additional highlights include a roof that is only two years old, fresh interior paint, and plush carpeting upstairs -- offering both style and peace of mind for years to come. This is more than just a home -- it's a lifestyle. Whether you're boating, entertaining, or simply enjoying the peaceful setting, this Summers Bay residence offers the very best of reservoir living. Schedule your private showing today and experience it for yourself.

Details

MLS #4140407
Listing TypeFor Sale
StyleHouse
HOA Dues$2,040
Sub-TypeResale
StatusActive
Year2002
Days On Site185
Listing Provided ByEXIT Realty Collective | Heather Gibson

Features

Bed(s)4
Bath(s) 4 Total
SQ Feet2,865
Garage2
Story(s)2
Acreage0.24
Water FrontLake

Interior

Rooms Total0
Cooling Yes / NoYes
CoolingCentral Air, Electric
Heating Yes / NoYes
HeatingCentral, Fireplace(s)
Interior FeaturesBuilt-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, High Ceilings, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Storage, Walk-In Closet(s), Breakfast Bar
Window FeaturesBay Window(s), Insulated Windows, Wood Frames
AppliancesDishwasher, Gas Cooktop, Refrigerator

Exterior

Exterior FeaturesBoat Slip, None
RoofArchitectural Shingles, Copper
Construction MaterialsBrick
Foundation DetailsSlab
Lot FeaturesCul-De-Sac

Parking

Garage Yes / NoYes
Attached Garage Yes / NoNo
Parking FeaturesParking Pad, Concrete

Location

Community FeaturesBoating, Fishing, Gated, Lake, Marina

Utilities

UtilitiesElectricity Connected

Taxes

Property3040

Area Information

StateMS
CountyMadison
CityRidgeland
Zip Code39157
AreaMadison
Community NameSummers Bay
School DistrictMadison CO Dist
Elementary SchoolAnn Smith
High SchoolRidgeland
Listing VS Median (in Summers Bay)
Price:
$489,000
low | high
Med:
$594,250
28.476482617587% of Average
sqft:
2,865
low | high
Med:
2,764
53.542757417103% of Average
$ / sqft:
$171
low | high
Med:
$217
23.022209879559% of Average
On site:
185
low | high
Med:
105
100% of Average
Sourced by Back At You

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Learn More About This Property

StateMS
CountyMadison
CityRidgeland
Zip Code39157
AreaMadison
Community NameSummers Bay
School DistrictMadison CO Dist
Elementary SchoolAnn Smith
High SchoolRidgeland
Listing VS Median (in Summers Bay)
Price:
$489,000
low | high
Med:
$594,250
28.476482617587% of Average
sqft:
2,865
low | high
Med:
2,764
53.542757417103% of Average
$ / sqft:
$171
low | high
Med:
$217
23.022209879559% of Average
On site:
185
low | high
Med:
105
100% of Average
Sourced by Back At You
Nearby Listings (Within 1/10 mile)
Price: $366K - $611K
sqft: 2,000 - 3,500
Nearby Listings Property ImageNearby Listings Details
103 Summers Lane Property Photo 1
$699,500
103 Summers Lane
Ridgeland, MS 39157
Listing Updated: August 28, 2026 at 2:46:48 PM PDT
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